Legal, terms and policies
Each product has its own agreements. The card is governed by the card terms with Third National; the USD account by the Rain Virtual Account User Terms. Paera's own terms and privacy notice apply to both. Every document keeps all of its published versions.
Tangem Pay card
| Document | Party | Current version |
|---|---|---|
| Annex I — card limitations and restrictions | Paera LLC | undated (published 2026-10-19) |
| International Card Consumer Terms | Third National and Paera LLC | 2026-09-07 |
| Issuer Account Opening Notice | Third National | undated (published 2026-10-19) |
| Issuer Privacy Policy (Rain / Third National) | Third National | 2026-07-16 |
| Terms, fees and limits for Tangem Pay cards | Paera LLC | 2026-09-25 |
| US Card Consumer Terms | Third National and Paera LLC | 2026-09-07 |
USD account
| Document | Party | Current version |
|---|---|---|
| Virtual Account User Terms | Rain Products, Inc. | undated (published 2026-10-19) |
Tangem Pay (all products)
| Document | Party | Current version |
|---|---|---|
| E-Sign & Electronic Communications Notice | Paera LLC | 2025-11-17 |
| Tangem Pay Privacy Policy | Paera LLC | 2026-09-09 |
| Tangem Pay Terms and Conditions | Paera LLC | 2026-08-06 |